Insurance · Turo hosts
ABI, INSHUR & Tint Insurance-Compliant GPS Tracker for Turo Hosts
Two of the most common Turo host insurance add-ons -- Period X (built by ABI, now part of INSHUR) and Tint's off-trip coverage -- both require a connected GPS device before they'll cover your car. MooveTrax is listed as an approved provider directly on INSHUR's own site, and on Tint's. Here's exactly what each one requires, and which MooveTrax tier to use.
ABI / INSHUR Insurance (Period X)
ABI is American Business Insurance Services, the company that built Period X, a rental fleet owner insurance product for Turo hosts. INSHUR acquired ABI in April 2023 -- Period X is still Period X, but it's now backed by INSHUR, and INSHUR markets Turo and carshare insurance directly on its own site too. Either way, it will not issue a policy without GPS tracking on the vehicle -- that's a hard requirement, not an optional upgrade. INSHUR's own site lists its approved GPS providers as PassTime GPS, OneStep GPS, Bouncie, MooveTrax, Zubie, TrackmateGPS, and Trackhawk GPS.
This is separate from Turo's own platform rule, which only requires an active OEM tracker on vehicles with a fair market value of $125,000 or more. Period X's requirement is broader -- it applies to the whole fleet on the policy, regardless of vehicle value, and you have 60 days from your account going active to get an approved device connected.
Tint Off-Trip Insurance
Tint (tint.ai) covers the gap Turo's own insurance doesn't: the time a car sits between trips, when Turo's trip-based coverage isn't active. To stay on Tint's telematics-rate plan, the vehicle has to stay connected to an approved GPS device. Tint's approved list includes Bouncie, Zubie, MooveTrax, OneStep GPS, PassTime, Qarhami, and Redtail Telematics.
Two things to know before you sign up for Tint: you have 60 days from enrollment to get a device connected, or you're automatically moved to Tint's non-telematics plan at a higher rate. And Tint requires 3 or more vehicles listed on Turo to be eligible at all -- it's built for small fleets, not single-car hosts.
Which MooveTrax tier qualifies
| Tier | ABI / INSHUR (Period X) compliant | Tint (off-trip) compliant |
|---|---|---|
| MT3V | Yes | Yes |
| KS | Yes | Yes |
| WATER | Yes | Yes |
| Tesla | Yes | Yes |
| OEM | Yes | Yes |
All five tiers -- including the $0-hardware OEM tier -- are accepted by both insurers, under the ABI name, the INSHUR name, or Tint. See the full feature and pricing breakdown on Pricing.
MooveTrax doesn't sell the insurance
To be clear about what MooveTrax is and isn't here: it's the tracking device and platform, not the insurance policy. INSHUR (via ABI's Period X) and Tint are the insurers -- you enroll and pay them directly. MooveTrax's role is being the GPS/telematics connection their underwriting requires, which is the same device already running your locks, kill switch, geofencing, and alerts. One piece of hardware, two jobs.
Frequently asked questions
What is ABI insurance for Turo hosts?
ABI (American Business Insurance Services) created Period X, a rental fleet owner insurance product for Turo hosts. ABI was acquired by INSHUR in 2023, so Period X is now offered under both the ABI and INSHUR names. Period X requires GPS tracking on every vehicle in the policy -- you can't enroll without a connected device.
Is ABI the same company as INSHUR?
ABI operates as part of INSHUR now -- INSHUR acquired American Business Insurance Services in April 2023. Period X, ABI's rental-fleet insurance product, didn't disappear or get renamed; it's simply backed by INSHUR, and INSHUR now also markets Turo and carshare insurance directly on its own site.
Is MooveTrax an approved device for INSHUR?
Yes. INSHUR's own site lists its approved GPS providers as PassTime GPS, OneStep GPS, Bouncie, MooveTrax, Zubie, TrackmateGPS, and Trackhawk GPS. You have 60 days from your INSHUR account going active to get an approved device connected.
What is Tint off-trip insurance?
Tint (tint.ai) sells off-trip insurance, which covers a Turo host's vehicle during the gaps between trips -- when Turo's own trip-based coverage isn't active. Tint requires the vehicle to stay connected to an approved GPS/telematics device. If you don't connect within 60 days of enrolling, Tint automatically moves you to its non-telematics plan at a higher rate. Tint also requires 3 or more vehicles listed on Turo to be eligible -- it's a fleet product, not built for single-car hosts.
Which MooveTrax tiers qualify for ABI/INSHUR/Tint compliance?
All five MooveTrax tiers qualify -- MT3V, KS, WATER, Tesla, and OEM are all accepted for Period X (ABI/INSHUR) and Tint's off-trip insurance.
Does MooveTrax replace my Turo host insurance?
No. MooveTrax is a tracking device and platform, not an insurance company. Period X (ABI/INSHUR) and Tint's off-trip insurance are separate products you purchase directly from them. MooveTrax's job is to be the GPS/telematics connection those policies require -- and it's the same device doing your locks, kill switch, and alerts the rest of the time.
Check whether your current setup qualifies, or get a device that does.
See Pricing & Tiers MooveTrax vs Bouncie MooveTrax vs OneStep GPS Read the Full FAQ